Are you in debt and don’t know where to  find help?

We all know when something has gone wrong with our finances but don’t always know what to do.

We understand what it is like.  We know that being in debt affects our health, our ability to work, and our relationships.  When we are in debt we often feel guilty, isolated, in despair, depressed and we may even have considered suicide.

We know too that when we face debt problems it is not usually because we have an extravagant lifestyle.  We might have experienced a change in circumstances such as redundancy, relationship breakdown, or illness or maybe because we have been living for a long time on a very low income.

We know too that keeping debt a secret only makes things worse.